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FEATURED ADVERTISERS:   INSURANCE_FLOOD_AND_EARTHQUAKE
An earthquake or flood insurance policy is generally not something a standard policy will include. However, you may find that a requirement your mortgage company includes is that you take out additional insurance. You will need to research the different types of coverage available to see what your home needs. HO-1, HO-2, Ho-3, and HO-4 will work with some residential and commercial properties, while others will need to look into HO-5, HO-6, HO-7, and HO-8 policies. You can then work with an agent or broker to see if you would do best with a perpetual or fixed term policy. You can look online or in a phone book to find a local insurance company and get a quote on how much they would charge for a monthly premium. You will need to go over how much money you want them to help pay for any property damage that occurs. Repairs and replacement parts can be very expensive depending on the amount of damage that has occurred during a flood or earthquake. Commercial and residential policies will vary as well, depending on the value of the property and the amount of coverage you're asking for. Compare quotes, which may be able to be done online or over the phone, to see which policy is best for you and is a fair price. Homeowners insurance can often be a requirement to obtain with a mortgage contract. Therefore, you will need to shop around and find companies to cover your home within a certain amount of time after you have been approved for a loan from a bank. Since not all hazards are included in standard homeowners’ insurance policies, the premium price will go up when you add additional coverage.
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STANDARD LISTINGS:   INSURANCE_FLOOD_AND_EARTHQUAKE IN/NEAR TAMPA
RON DENNISON INSURANCE AGENCY 8019 N HIMES AVE # 405, TAMPA, FL Zip Code
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MYNATT INSURANCE AGENCY 2901 W Busch Blvd, Tampa, FL Zip Code
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A KILBRIDE INSURANCE INC 4501 N Nebraska Ave, Tampa, FL Zip Code
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AFFABLE NORTHSIDE INS AGENCY 14009 N Dale Mabry Hwy, Tampa, FL Zip Code
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STATE FARM INSURANCE 5503 W Waters Ave Ste 505, Tampa, FL Zip Code
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GREAT FLORIDA INSURANCE Tampa, FL Zip Code
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NATIONWIDE INSURANCE 501 Saint Petersburg DR E Ste , Oldsmar, FL Zip Code
13.8MI from Tampa
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PROFESSIONAL FLOOD REBATE Clearwater, FL Zip Code
17.2MI from Tampa
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1ST CLASS INSURANCE 28870 Us Highway 19 N Ste 401, Clearwater, FL Zip Code
17.2MI from Tampa
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CARLISLE FIELDS & COMPANY INC 2460 Gulf To Bay Blvd, Clearwater, FL Zip Code
17.2MI from Tampa
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CONNICK & AMATO INSURANCE 3442 E Lake Rd, Palm Harbor, FL Zip Code
17.9MI from Tampa
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EVANS LAND SURVEYING INC 1460 Beltrees St Ste 9, Dunedin, FL Zip Code
18.6MI from Tampa
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A AMERICAN INSURANCE 1583 Main St, Dunedin, FL Zip Code
18.6MI from Tampa
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ENSURE INC 5527 Park St N, Saint Petersburg, FL Zip Code
19.0MI from Tampa
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PIECE OF MIND HOME INVENTORS Saint Petersburg, FL Zip Code
19.0MI from Tampa
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WALLACE WELCH & WILLINGHAM INC 300 1st Ave S, Saint Petersburg, FL Zip Code
19.0MI from Tampa
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MUTUAL INSURANCE INC 1900 1st Ave N, Saint Petersburg, FL Zip Code
19.0MI from Tampa
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TRUMP FRANK W INSURANCE AGENCY 3039 49th St N, Saint Petersburg, FL Zip Code
19.0MI from Tampa
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BUSINESS AND FAMILY INSURORS 1001 Highland Ave NE, Largo, FL Zip Code
20.0MI from Tampa
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MORRISON PAUL INSURANCE & REAL 4734 Mile Stretch DR, Holiday, FL Zip Code
22.5MI from Tampa
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SCHNEIDER & ASSOCIATES INSURAN 38434 5th Ave, Zephyrhills, FL Zip Code
23.2MI from Tampa
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TYLER INS AGENCY Zephyrhills, FL Zip Code
23.2MI from Tampa
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There are certain parts of the world and there are certain parts of the country that are prone to floods. There are also areas that are prone to earthquakes. Wise residents in areas prone to earthquakes take out an earthquake insurance policy and wise residents in areas prone to flooding take out flood insurance policies. Often the same insurance companies that sell flood insurance sell earthquake insurance. Flood and earthquake insurance companies also sometimes sell policies insuring against damage caused by other natural disasters such as hurricanes, wildfire and volcanic eruptions. In areas especially susceptible to flooding, common property insurance or homeowners insurance may not protect people against flood damage. In areas that have a history of earthquakes, common property insurance and homeowners insurance may not protect against earthquake damage.
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